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1、I-01-1(man)Communityserviceisanimportantcomponentofeducationhereatouruniversity.Weencourageallstudentstovolunteerforatleastonecommunityactivitybeforetheygraduate.Anewcommunityprogramcalled"OneOnOne"helpselementarystudentswho'vefallenbehind.Youeducationmajorsmightbeespeciallyinterestedinbecausei
2、tofferstheopportunitytodosometeaching-thatis,tutoringinmathandEnglish.You'dhavetovolunteertwohoursaweekforonesemester.Youcanchoosetohelpachildwithmath,English,orboth.Half-hourlessonsarefine,soyoucoulddoahalfhourofeachsubjecttwodaysaweek.ProfessorDodgewillactasamentortothetutors-he'llbeavailable
3、tohelpyouwithlessonplansortooffersuggestionsforactivities.HehasofficehourseveryTuesdayandThursdayafternoon.Youcansignupfortheprogramwithhimandbeginthetutoringnextweek.I'msureyou'llenjoythiscommunityservice...andyou'llgainvaluableexperienceatthesametime.Itlooksgoodonyourresume,too-showingthatyou
4、'vehadexperiencewithchildrenandthatyoucareaboutyourcommunity.Ifyou'dliketosignup,orifyouhaveanyquestions,stopbyProfessionDodge'sofficethisweek.I-01-2(woman)Ihopeyou'veallfinishedreadingtheassignedchapteroninsurance-sothatyou'repreparedforourdiscussiontoday.But,beforewestart,I'dliketomentionafew
5、thingsyourtextdoesn'tgointo.It'sinterestingtonotethatinsurancehasexistedinsomeformforaverylongtime.Theearliestinsurancepolicieswerecalledbottomrycontracts.Theyprovidedshippingprotectionformerchantsasfarbackas3000B.C.Ingeneral,thecontractswereoftennomorethanverbalagreements.Theygrantedloanstomer
6、chantswiththeunderstandingthanifaparticularshipmentofgoodswaslostatsea,theloandidn'thavetoberepaid.Interestontheloansvariedaccordingtohowriskyitwastotransportthegoods.Duringperiodsofheavypiracyatsea,forexample,theamountofinterestandthecostofthepolicywentupconsiderably.So,youcanseehowinsurancehe
7、lpedencourageinternationaltrade.Eventhemostcautiousmerchantsbecamewillingtoriskshippingtheirgoodsoverlongdistances-nottomentioninhazardousweatherconditions-whentheyhadthiskindofprotectionavailable.Generallyspeaking,thebasicformofa
